House Edge Trading ("we", "us", "the program") is operated by [legal entity or sole proprietor name] in [State]. We provide education and coaching for futures traders. These Terms of Service ("terms") are a binding agreement between you and us. They cover the website, the application process, and the client portal.
You accept by checking the agreement box when you apply or create an account. That click is your electronic signature and forms a binding contract. We record the version you accepted (this page is Version 2026-08-15.1), the date and time, your IP address, and your browser details. One acceptance covers these terms, the Privacy Policy, the Refund and Cancellation Policy, and the Risk Disclosure. Continuing to use the site or portal is also acceptance.
Everything we provide is educational: 1-on-1 calls, group sessions, portal messages, reviews, and written materials. We do not give financial, investment, legal, insurance, or tax advice. We do not sell trade signals or alerts. We do not manage money, place trades for you, or access your brokerage account. Nothing we say or publish is a recommendation to buy or sell any instrument.
We are not a registered investment adviser, broker-dealer, commodity trading advisor, or commodity pool operator. Enrolling creates no fiduciary, advisory, or client relationship of any kind. If you need personal financial advice, hire a licensed professional. Every trading decision you make is yours alone, in your own account, at your own risk.
Futures trading involves substantial risk of loss. You can lose more than you deposit. By enrolling you knowingly and voluntarily assume all risk of trading losses. To the fullest extent allowed by law, you release us and anyone working with us from any claim based on your trading decisions or results. The Risk Disclosure is part of these terms. Read it.
You must be at least 18 years old and legally able to enter a binding contract. Your application answers must be truthful and complete. We may accept or decline any application for any lawful reason.
One account per person. Your account is personal to you and may not be shared, transferred, or sold. Keep your password private and strong. You are responsible for all activity under your account. Tell us immediately at [official contact email] if you suspect unauthorized access.
Mentorship begins with a one time Foundation Month payment: $299 Standard or $499 Premium. Your seat and portal access unlock after we confirm that payment. After the Foundation Month, membership continues month-to-month: $79 Standard or $109 Premium. If you enroll in a recurring plan on a payment platform, you authorize automatic monthly charges until you cancel. If you pay manually, each payment extends your paid-through date by one month. When your paid-through date passes, access to sessions and materials pauses until payment. Messaging with the coach stays open during a lapse. Prices for current members change only with at least 30 days notice in writing.
You book your own calls through the booking link in your portal. Sessions run weekly and do not roll over or accumulate. Rescheduling within the same week is free. A week you skip without rescheduling is forfeited.
Cancel anytime by messaging the coach in your portal or emailing [official contact email]. Cancellation takes effect at the end of the current paid period. Refund details, including the Foundation Month window, are in the Refund and Cancellation Policy.
Contact us before disputing any charge. Real billing errors get fixed fast. A chargeback filed in bad faith, for services you actually received, ends your membership immediately. You agree we may submit your consent records, attendance history, portal messages, and payment records as evidence in any payment dispute. Amounts you legitimately owe remain payable, including dispute fees charged to us.
You agree that you will not:
All program materials remain our property: session content, recordings, plans, templates, checklists, and branding. You receive a limited, personal, non-transferable license to use them for your own education. That license ends when your membership ends. Feedback you send may be used to improve the program, with no payment owed.
Results and testimonials shown anywhere are individual experiences, not typical outcomes. We do not track typical student results. Most people who attempt day trading lose money. Nothing on this site or in this program promises income, profits, win rates, or funding. If anyone suggests otherwise, do not rely on it, and report it to us.
You may leave at any time under section 10. We may suspend or end your membership for breaking these terms: bad faith chargebacks, harassment, sharing private content, account sharing, or unlawful conduct. If we end your membership without cause, we refund the unused part of the current period. If we end it for cause, remaining time is forfeited as described in the Refund and Cancellation Policy. Sections 5, 11, 13, 16, 17, 18, 19, and 25 survive termination.
Read this section carefully. It affects your legal rights.
Talk to us first. Before filing any claim, email [official contact email] describing the issue. We both agree to try to resolve it informally for 30 days.
Binding arbitration. Any dispute we cannot resolve informally is settled by binding arbitration before a single arbitrator, administered by the American Arbitration Association under its Consumer Arbitration Rules. The Federal Arbitration Act governs this section. Hearings happen by video, or in your home county if in person. Judgment on the award may be entered in any court with jurisdiction.
CLASS ACTION WAIVER. ALL CLAIMS MUST BE BROUGHT INDIVIDUALLY. YOU AND WE EACH WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN ANY CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE PROCEEDING.
Your 30 day opt out. You may reject arbitration entirely. Email [official contact email] within 30 days of first accepting these terms. Include your name and account email, and state that you opt out of arbitration. Opting out changes nothing else in these terms.
Small claims carve out. Either of us may instead bring an individual claim in small claims court.
One year limit. Any claim must be started within one year of the date it arises or it is permanently barred, where the law allows this limit.
To the maximum extent allowed by law, our total liability for all claims combined is capped at the fees you paid us in the three months before the claim arose. We are not liable for trading losses, lost profits, or indirect, incidental, special, or consequential damages. Some states do not allow certain limits, so parts of this section may not apply to you.
You agree to defend us and hold us harmless from claims, losses, and costs, including reasonable attorney fees, arising from your breach of these terms, your trading, your content, or your unlawful conduct.
You confirm you enrolled based on these written terms and the linked policies, not on any outside statement. Social media posts, DMs, videos, and marketing are not promises and do not modify this agreement. No verbal statement by anyone changes these terms.
You consent to receive notices, agreements, receipts, and updates electronically: by email to your registered address and by portal message. Electronic notices satisfy any requirement that a communication be in writing. Keep your email address current.
We are not liable for delays or failures caused by events beyond our reasonable control: hosting or payment platform outages, internet failures, illness, natural disasters, or government action. Sessions interrupted by such events are rescheduled, not forfeited.
We may update these terms. Every version carries a date and version number. For material changes we give at least 14 days notice by email or portal message. Material changes bind you only after you accept the new version. Continued use after notice of minor changes is acceptance.
If any part of these terms is unenforceable, the rest stays in force. One exception: if the class action waiver is unenforceable, all of section 16 falls away, and disputes go to the courts of [State]. If we do not enforce a term today, we may still enforce it later.
These terms, the Privacy Policy, the Refund and Cancellation Policy, and the Risk Disclosure are the entire agreement between us. They replace every earlier conversation, message, and draft about the program.
These terms are governed by the laws of [State], without regard to its conflict of law rules. The Federal Arbitration Act governs section 16.
[legal entity or sole proprietor name], doing business as House Edge Trading. Email: [official contact email].
